Georgia Navigator Practice Exam

Who is eligible to sell qualified health plans through the marketplace?

1. Licensed agents and brokers

2. Only state officials

3. Insurance companies only

4. Health policy advisors

The correct answer is: Licensed agents and brokers

Licensed agents and brokers are eligible to sell qualified health plans through the marketplace because they have the necessary training and licensing to assist consumers in navigating the complexities of health insurance options. These professionals are equipped with knowledge about the various plans available, as well as the regulations surrounding the marketplace, which ensures that they can provide accurate and helpful information to consumers looking to purchase health coverage. In terms of practicality, licensed agents and brokers serve as crucial intermediaries, helping clients to understand their choices, see if they qualify for subsidies, and ultimately enroll in a plan that meets their needs. Their role is vital in facilitating the enrollment process and ensuring that consumers are well-informed about their insurance options. The other groups mentioned, such as state officials, insurance companies alone, or health policy advisors, do not have the specific qualifications or the licensing required to sell these health plans directly to consumers in the marketplace.