Georgia Navigator Practice Exam

Who are Web Brokers in the context of the health insurance marketplace?

1. Government officials managing health insurance

2. Individuals who assist in filing grievances

3. Agents/Brokers enrolling individuals in marketplace QHPs

4. Healthcare providers offering insurance solutions

The correct answer is: Agents/Brokers enrolling individuals in marketplace QHPs

Web Brokers play a crucial role in the health insurance marketplace by acting as intermediaries between consumers and health insurance providers. They are typically licensed insurance agents or brokers who help individuals navigate the variety of Qualified Health Plans (QHPs) available in the marketplace. Their primary function is to assist consumers in enrolling in health insurance plans that meet their needs and budget. Web Brokers provide valuable services such as offering comparisons of different plans, explaining the benefits and costs associated with each option, and guiding consumers through the enrollment process. This support is particularly important for those who may find the marketplace complex or overwhelming, ensuring they understand their options and the implications of their choices. By facilitating access to the marketplace and helping with enrollment, Web Brokers enhance the overall experience for consumers seeking health insurance, making the process more accessible and less intimidating.