Georgia Navigator Practice Exam

When does Medicare Part A automatically provide hospital insurance?

1. At age 62 if FICA qualified

2. At age 65 if FICA qualified without a fee

3. Upon completion of a hospital stay

4. During the annual enrollment period in November

The correct answer is: At age 65 if FICA qualified without a fee

Medicare Part A automatically provides hospital insurance at age 65 for individuals who are qualified through FICA (Federal Insurance Contributions Act) contributions. This automatic enrollment means that if a person has worked long enough and paid Medicare taxes, they do not have to pay a premium for Part A. Thus, as soon as they turn 65, they gain access to hospital insurance that covers services like inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. This system is designed to ensure that older adults receive the medical care they need without a fee for this critical coverage, provided they meet the eligibility criteria established by the government.