Georgia Navigator Practice Exam

What does Medicare Part D provide for beneficiaries?

1. Coverage for hospital stays

2. Subsidies for prescription drugs

3. Long-term care insurance

4. Preventive care screenings

The correct answer is: Subsidies for prescription drugs

Medicare Part D is specifically designed to provide beneficiaries with subsidies for prescription drugs. This program helps to lower the out-of-pocket costs that seniors and other eligible individuals must pay for their medications. By offering a range of plans, it allows beneficiaries to choose coverage that fits their needs and budget, which can significantly ease the financial burden associated with purchasing necessary prescription medications. While the other options mentioned may be components of the broader Medicare program, they do not fall under Part D. Hospital stays are generally covered under Medicare Part A, long-term care insurance is not a part of traditional Medicare but may be sought through Medicaid or private insurance, and preventive care screenings are covered by Medicare Part B. Thus, the primary focus of Medicare Part D is indeed on providing financial assistance for prescription drug costs, making it an essential part of the healthcare options available to those who rely on medications to maintain their health.