Georgia Navigator Practice Exam

What age range of adults is eligible for low-cost health insurance coverage?

1. 18-64

2. 19-64

3. 21-65

4. 22-64

The correct answer is: 19-64

The age range of adults eligible for low-cost health insurance coverage is typically defined as 19 to 64 years old. This range aligns with policies designed to provide coverage to individuals who are no longer dependents under their parents' insurance plans and have not yet reached the age of retirement, when Medicare becomes available. Low-cost health insurance is often available through programs like Medicaid expansion or the Affordable Care Act marketplace, targeting individuals who may not have access to employer-sponsored health insurance. By starting the eligibility at 19, it includes young adults who are transitioning into their independent health care needs. Ending eligibility at 64 ensures that individuals can take advantage of affordable options before they are eligible for Medicare, which generally begins at age 65. This age range is crucial for understanding health insurance coverage options available to adults who are not elderly but may still face significant health care costs.