Georgia Navigator Practice Exam

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To purchase SHOP insurance, what is a requirement for a small business?

Have multiple locations
Be located outside the SHOP marketplace's service area
Must not have any full-time employees
Have its primary place of business in the SHOP service area

The correct answer is: Have its primary place of business in the SHOP service area

To purchase Small Business Health Options Program (SHOP) insurance, a small business must have its primary place of business in the SHOP service area. This requirement ensures that the business is eligible to participate in the SHOP marketplace, which is designed specifically to help small businesses provide health insurance coverage to their employees. By being located within the service area, the business can access the insurance plans available through SHOP and may take advantage of any subsidies or specific benefits offered in that region. Having multiple locations, being located outside the service area, or lacking full-time employees are not requirements or conditions that support the eligibility for purchasing SHOP insurance, as they do not align with the fundamental premise of the program aimed at supporting small businesses with health coverage.