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At what minimum age is an individual required to be licensed as a producer or navigator?

  1. 16 years old

  2. 18 years old

  3. 21 years old

  4. 25 years old

The correct answer is: 18 years old

In Georgia, the minimum age for an individual to obtain a license as a producer or navigator is 18 years old. This requirement ensures that individuals have reached a certain level of maturity and understanding of the responsibilities associated with the role, including understanding insurance principles and navigating health coverage options. Licensing at this age also aligns with general legal standards for adulthood, wherein individuals are typically considered capable of entering into contracts and handling financial decisions. This age requirement helps assure that licensed navigators and producers are sufficiently prepared to assist consumers competently and responsibly.